Pramerica Life Insurance Company, which was earlier known as DHFL Pramerica Life Insurance Company Limited started its operations in India on September 2008. In this article all Pramerica Life Insurance Products are listed including riders.

Hence, Pramerica Life Insurance Company is a joint venture between DHFL Investments Limited (DIL), a wholly owned subsidiary of Dewan Housing Finance Corporation Limited (DHFL) and Prudential International Insurance Holdings Ltd. (PIIH), a financial services leader headquartered in the U.S. PLIL represents the coming together of two renowned financial services organization with an insurance joint venture agreement between the two partners was signed.

Products of Pramerica Life Insurance

Financial Year
Name of the Product
Product UIN 
In operation
Remarks, if any, by IRDA
From (opening date*)
To (closing date)
2015-16 DHFL Pramerica Sarv Suraksha 140N007V03 24-Jul-15 Live
2017-18 DHFL Pramerica Sarv Suraksha 140N007V05 1-Apr-17 Live
2019-20 DHFL Pramerica U-Protect 140N029V03 4-Oct-19 Live
2017-18 DHFL Pramerica Group Term Plan 140N034V04 1-Apr-17 Live
2016-17 DHFL Pramerica Future Idols Gold+ 140N036V02 5-Jul-16 Live
2019-20 DHFL Pramerica Smart Cash Protect 140N037V03 4-Nov-19 Live
2016-17 DHFL Pramerica Roz Sanchay 140N038V02 5-Jul-16 Live
2019-20 DHFL Pramerica Roz Sanchay 140N038V04 4-Nov-19 Live
2017-18 DHFL Pramerica Group Credit Life+ 140N039V02 19-Jun-17 Live
2019-20 DHFL Pramerica Flexi Cash 140N040V03 4-Nov-19 Live
2019-20 DHFL Pramerica Smart Assure 140N042V04 4-Nov-19 Live
2016-17 DHFL Pramerica Premier Gain 140N043V02 5-Jul-16 Live
2019-20 DHFL Pramerica Smart Income 140N044V04 4-Nov-19 Live
2016-17 DHFL Pramerica Smart Money Back 140N045V02 5-Jul-16 Live
2019-20 DHFL Pramerica Magnum Assure 140N047V02 4-Nov-19 Live
2015-16 DHFL Pramerica Pradhan Mantri  Jeevan Jyoti Bima Yojana 140G048V01 9-Jul-15 Live
2019-20 DHFL Pramerica Rakshak Gold 140N049V04 4-Nov-19 Live
2015-16 DHFL Pramerica Smart Fee Protect 140N050V01 3-Feb-16 Live
2019-20 DHFL Pramerica Dengue Shield 140N051V02 4-Oct-19 Live
2019-20 DHFL Pramerica TruShield 140N052V03 1-Dec-19 Live
2017-18 DHFL Pramerica Group Term Care 140N054V02 19-Jun-17 Live
2019-20 DHFL Pramerica Life Flexi e-Term Plan 140N055V02 1-Dec-19 Live
2018-19 DHFL Pramerica Life Dengue+ Group Shield 140N056V02 17-Sep-18 Live
2019-20 DHFL Pramerica Life Cancer+Heart Shield 140N057V02 4-Oct-19 Live
2019-20 DHFL Pramerica Life Sampoorna Suraksha 140N058V02 4-Oct-19 Live
2018-19 DHFL Pramerica Life Group health Kavach 140N061V01 19-Jun-18 Live
2019-20 DHFL Pramerica Life Secure Saving Plan 140N071V02 1-Feb-20 Live
2018-19 DHFL Pramerica Life Group Traditional Employee Benefit Plan 140N072V01 10-Oct-18 Live
2008-09 DHFL Pramerica Family Income Plan 140N001V01 8-Aug-08 31-Dec-14 withdrawn
2013-14 DHFL Pramerica Family Income Plan 140N001V02 15-Jul-13 18-Sep-19 withdrawn
2008-09 DHFL Pramerica Wealth + 140L002V01 8-Aug-08 ###### withdrawn
2009-10 DHFL Pramerica Super Wealth + 140L002V02 13-Nov-09 31-Aug-10 withdrawn
2008-09 DHFL Prametica Vishal Wealth Builder++ 140L003V01 23-Jan-09 1-Jan-10 Withdrawn
2008-09 DHFL Pramerica Vishal Child Educare++ 140L004V01 23-Jan-09 1-Jan-10 Withdrawn
2008-09 DHFL Pramerica Golden Age 140L005V01 29-Jan-09 1-Jan-10 Withdrawn
2008-09 DHFL Pramerica Immediate Annuity Plan 140N006V01 18-Feb-09 31-Aug-15 withdrawn
2008-09 DHFL Pramerica Sarv Suraksha 140N007V01 16-Mar-09 31-Dec-13 withdrawn
2013-14 DHFL Pramerica Sarv Suraksha 140N007V02 28-Jun-13 24-Jul-15 withdrawn
2016-17 DHFL Pramerica Sarv Suraksha 140N007V04 13-Dec-16 1-Apr-17 withdrawn
2009-10 DHFL Pramerica Family First 140N008V01 11-May-09 31-Dec-13 withdrawn
2013-14 DHFL Pramerica Family First 140N008V02 15-Jul-13 18-Sep-19 withdrawn
2009-10 DHFL Pramerica Future Idols 140L009V01 23-Jun-09 1-Jan-10 Withdrawn
2009-10 DHFL Pramerica Tatkal Suraksha 140L010V01 6-Jul-09 1-Jan-10 Withdrawn
2009-10 DHFL Pramerica FeeProtect 140N011V01 9-Oct-09 31-Dec-13 Withdrawn
2013-14 DHFL Pramerica FeeProtect 140N011V02 8-Oct-13 8-Jan-14 withdrawn
2009-10 DHFL Pramerica FeeProtect + 140N012V01 20-Nov-09 31-Dec-13 withdrawn
2009-10 DHFL Pramerica Golden Age+ 140L013V01 15-Dec-09 31-Aug-10 withdrawn
2009-10 DHFL Pramerica Golden Age + Single Premium 140L014V01 15-Dec-09 31-Aug-10 withdrawn
2009-10 DHFL Pramerica Super Wealth+ Single Premium 140L015V01 15-Dec-09 31-Aug-10 withdrawn
2009-10 DHFL Pramerica Future Idols + 140L016V01 24-Dec-09 31-Aug-10 withdrawn
2009-10 DHFL Pramerica Tatkal Suraksha + 140L017V01 24-Dec-09 31-Aug-10 withdrawn
2009-10 DHFL Pramerica Vishal Super Child Educare ++ 140L018V01 31-Dec-09 31-Aug-10 withdrawn
2009-10 DHFL Pramerica Vishal Super Wealth Builder ++ 140L019V01 31-Dec-09 31-Aug-10 withdrawn
2010-11 DHFL Pramerica Dhan Suraksha 140N020V01 26-Apr-10 31-Dec-13 withdrawn
2010-11 DHFL Pramerica Assure Money + 140N021V01 27-Aug-10 11-Oct-13 withdrawn
2010-11 DHFL Pramerica Tatkal Suraksha Gold 140N024V01 24-Sep-10 11-Oct-13 withdrawn
2010-11 DHFL Pramerica Roz Bima 140N026V01 15-Mar-11 11-Oct-13 withdrawn
2010-11 DHFL Pramerica Future Idols Glod 140N027V01 22-Mar-11 11-Oct-13 Withdrawn
2010-11 DHFL Pramerica Rakshak 140N028V01 28-Mar-11 11-Oct-13 Withdrawn
2011-12 DHFL Pramerica U-Protect 140N029V01 23-Aug-11 31-Dec-13 withdrawn
2013-14 DHFL Pramerica U-Protect 140N029V02 15-Jul-13 4-Oct-19 withdrawn
2012-13 DHFL Income Rakshak 140N030V01 6-Jul-12 31-Dec-13 withdrawn
2012-13 DHFL Wealth Assure 140N031V01 24-Aug-12 31-Dec-13 withdrawn
2012-13 DHFL Pramerica Sahaj Suraksha 140N032V01 24-Jan-13 31-Dec-13 withdrawn
2013-14 DHFL Pramerica Sahaj Suraksha 140N032V02 8-Nov-13 30-Jul-16 withdrawn
2016-17 DHFL Pramerica Sahaj Suraksha 140N032V03 5-Jul-16 18-Sep-19 withdrawn
2013-14 DHFL Pramerica Aajeevan Samriddhi 140N033V01 5-Jun-13 30-Jul-16 withdrawn
2016-17 DHFL Pramerica Aajeevan Samriddhi 140N033V02 5-Jul-16 18-Sep-19 withdrawn
2013-14 DHFL Pramerica Group Term Plan 140N034V01 11-Jun-13 30-Jul-14 withdrawn
2014-15 DHFL Pramerica Group Term Plan 140N034V02 31-Jul-14 18-Aug-15 withdrawn
2015-16 DHFL Pramerica Group Term Plan 140N034V03 18-Aug-15 31-Mar-17 withdrawn
2013-14 DHFL Pramerica Rakshak+ 140N035V01 10-Oct-13 18-Sep-19 withdrawn
2013-14 DHFL Pramerica Future Idols Gold+ 140N036V01 10-Oct-13 30-Jul-16 withdrawn
2013-14 DHFL Pramerica Smart Cash Protect 140N037V01 8-Nov-13 30-Jul-16 withdrawn
2016-17 DHFL Pramerica Smart Cash Protect 140N037V02 5-Jul-16 4-Nov-19 withdrawn
2013-14 DHFL Pramerica Roz Sanchay 140N038V01 26-Nov-13 30-Jul-16 withdrawn
2018-19 DHFL Pramerica Roz Sanchay 140N038V03 10-Jul-18 4-Nov-19 Withdrawn
2013-14 DHFL Pramerica Group Credit Life+ 140N039V01 23-Jan-14 19-Jun-17 withdrawn
2014-15 DHFL Pramerica Flexi Cash 140N040V01 22-May-14 30-Jul-16 withdrawn
2016-17 DHFL Pramerica Flexi Cash 140N040V02 5-Jul-16 4-Nov-19 withdrawn
2014-15 DHFL Pramerica Smart Assure 140N042V01 24-Mar-15 30-Jul-16 withdrawn
2016-17 DHFL Pramerica Smart Assure 140N042V02 5-Jul-16 17-Aug-18 withdrawn
2018-19 DHFL Pramerica Smart Assure 140N042V03 17-Aug-18 4-Nov-19 withdrawn
2014-15 DHFL Pramerica Premier Gain 140N043V01 24-Mar-15 30-Jul-16 withdrawn
2015-16 DHFL Pramerica Smart Income 140N044V01 7-Apr-15 30-Jul-16 withdrawn
2016-17 DHFL Pramerica Smart Income 140N044V02 5-Jul-16 17-Aug-18 withdrawn
2018-19 DHFL Pramerica Smart Income 140N044V03 17-Aug-18 4-Nov-19 withdrawn
2015-16 DHFL Pramerica Smart Money Back 140N045V01 7-Apr-15 30-Jul-16 withdrawn
2015-16 DHFL Pramerica e-Save 140N046V01 1-Jun-15 18-Sep-19 withdrawn
2015-16 DHFL Pramerica Magnum Assure 140N047V01 29-Jun-15 4-Nov-19 withdrawn
2015-16 DHFL Pramerica Rakshak Gold 140N049V01 2-Nov-15 1-Apr-17 withdrawn
2017-18 DHFL Pramerica Rakshak Gold 140N049V02 1-Apr-17 10-Jul-18 withdrawn
2018-19 DHFL Pramerica Rakshak Gold 140N049V03 10-Jul-18 4-Nov-19 withdrawn
2016-17 DHFL Pramerica Dengue Shield 140N051V01 1-Jun-16 4-Oct-19 withdrawn
2016-17 DHFL Pramerica TruShield 140N052V01 5-Jul-16 11-Dec-18 withdrawn
2018-19 DHFL Pramerica TruShield 140N052V02 11-Dec-18 1-Dec-19 withdrawn
2016-17 DHFL Pramerica Dengue Group Shiled 140N053V01 5-Jul-16 18-Sep-19 withdrawn
2016-17 DHFL Pramerica Group Term Care 140N054V01 16-Aug-16 19-Jun-17 withdrawn
2017-18 DHFL Pramerica Life Flexi e-Term Plan 140N055V01 23-Jun-17 1-Dec-19 withdrawn
2017-18 DHFL Pramerica Life Dengue+ Group Shield 140N056V01 10-Jul-17 17-Sep-18 withdrawn
2017-18 DHFL Pramerica Life Cancer+Heart Shield 140N057V01 3-Oct-17 4-Oct-19 withdrawn
2017-18 DHFL Pramerica Life Sampoorna Suraksha 140N058V01 1-Nov-17 4-Oct-19 withdrawn
2017-18 DHFL Pramerica Life Future Secure Plan 140N059V01 21-Nov-17 18-Sep-19 withdrawn
2018-19 DHFL Pramerica Life Secure Saving Plan 140N071V01 27-Sep-18 1-Feb-20 withdrawn

New ULIPs to be offered for sale w.e.f 01.09.2010

Financial Year
Name of the Product
Product UIN 
In operation
Remarks, if any, by IRDA
From (opening date*)
To (closing date)
2019-20 DHFL Pramerica Wealth+ Ace 140L025V03 1-Dec-19 Live
2019-20 DHFL Pramerica Smart Wealth+ 140L041V03 1-Dec-19 Live
2019-20 DHFL Pramerica Wealth Maximiser 140L060V03 1-Dec-19 Live
2019-20  DHFL Pramerica Life Wealth Enhancer 140L070V02 1-Dec-19 Live
2010-11 DHFL Pramerica Wealth + Premier 140L022V01 30-Aug-10 31-Dec-13 withdrawn
2010-11 DHFL Pramerica Ezee Wealth+ 140L023V01 6-Sep-10 31-Dec-13 withdrawn
2010-11 DHFL Pramerica Wealth+ Ace 140L025V01 28-Jan-11 31-Dec-13 withdrawn
2014-15 DHFL Pramerica Wealth+ Ace 140L025V02 13-Feb-15 1-Dec-19 Withdrawn
2014-15 DHFL Pramerica Smart Wealth+ 140L041V01 10-Jul-14 15-Apr-19 withdrawn
2019-20 DHFL Pramerica Smart Wealth+ 140L041V02 15-Apr-19 1-Dec-19 withdrawn
2017-18 DHFL Pramerica Wealth Maximiser 140L060V01 13-Mar-18 15-Apr-19 withdrawn
2019-20 DHFL Pramerica Wealth Maximiser 140L060V02 15-Apr-19 1-Dec-19 withdrawn
2018-19  DHFL Pramerica Life Wealth Enhancer 140L070V01 20-Sep-18 1-Dec-19 withdrawn

Riders

Riders are contingent additional benefit that life insured can opt along with basic life insurance. It offers extra coverage over and above basic coverage. Depends on the rider, life insured can utilize the coverage in an occurrence of the event and still death coverage remains same as per the policy.

Financial Year
Name of the Rider
Rider UIN 
In operation
Remarks, if any, by IRDA
From (opening date*)
To (closing date)
2013-14 DHFL Pramerica Traditional Accident Death Benefit Rider 140B001V02 20-Sep-13 Live
2013-14 DHFL Pramerica Traditional Critical Illness Rider 140B002V02 24-Sep-13 Live
2013-14 DHFL Pramerica Unit Linked Accidental death Benefit Rider 140A003V02 8-Nov-13 Live
2013-14 DHFL Pramerica Unit Linked Critical illness Rider 140A004V02 8-Nov-13 Live
2015-16 DHFL Pramerica Traditional Waiver of Premium Rider 140B007V01 1-Jun-15 Live
2017-18 DHFL Pramerica Group Traditional Accidental Total and Permanent Disability (ATPD) & Accidental Death Benefit (ADB) Rider 140B008V02 1-Apr-17 Live
2009-10 DHFL Pramerica Unit Linked Level Term Rider 140A005V01 7-Jul-09 31-Dec-13 withdrawn
2012-13 DHFL Pramerica Traditional Level Term Rider 140B006V01 9-Oct-12 31-Dec-13 withdrawn
2008-09 DHFL Pramerica Traditional Accident Death Benefit Rider 140B001V01 8-Aug-08 19-Sep-13 withdrawn
2008-09 DHFL Pramerica Traditional Critical Illness Rider 140B002V01 8-Aug-08 23-Sep-13 withdrawn
2008-09 DHFL Pramerica Unit Linked Accidental death Benefit Rider 140A003V01 8-Aug-08 30-Sep-13 Withdrawn
2008-09 DHFL Pramerica Unit Linked Critical illness Rider 140A004V01 8-Aug-08 30-Sep-13 Withdrawn
2015-16 DHFL Pramerica Group Traditional Accidental Total and Permanent Disability (ATPD) & Accidental Death Benefit (ADB) Rider 140B008V01 19-Jun-15 31-Mar-17 Withdrawn

Source: IRDAI

To know in detail about the Pramerica Life Insurance products just visit www.pramericalife.in

You can also read about Pramerica Life Insurance Company by using the following link DHFL PRAMERICA LIFE

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