Life Insurance Corporation of India was created on 1st September 1956, with the objective of spreading insurance much more widely. In this article Life Insurance Corporation products are listed since from the starting year of the company. LIC, in rural areas with a view to reach all insurable persons in the country and to provide adequate financial cover at a reasonable cost. The company is an Indian state-owned insurance group and investment corporation owned by Government of India.

Hence, IRDAI was formed in the year of 1999, LIC products are separated and listed in to two parts about before and after formation of IRDAI.

Products of LIC After the IRDAI Formation



2006-072011-12
Financial Year
Name of the Product
Product UIN 
In operation
Remarks, if any, by IRDA
From (opening date*)
To (closing date)
2013-14 LIC’s Jeevan Arogya 512N266V02 25-Oct-13 Live
2013-14 LIC’s New Jeevan Nidhi 512N271V02 6-Nov-13 Live
2019-20 LIC’s New Group Superannuation Cash Accumulation Plan 512N274V03 28-Feb-20 Live
2013-14 LIC’s New One Year Renewable Group Term Assurance Plan -I 512N275V01 30-Aug-13 Live
2013-14 LIC’s New One Year Renewable Group Term Assurance Plan -II 512N276V01 30-Aug-13 Live
2019-20 LIC’s New Endownment Plan 512N277V02 1-Feb-20 Live
2019-20 LIC’s New Money Back Plan-25years 512N278V02 1-Feb-20 Live
2019-20 LIC’s New Jeevan Anand 512N279V02 1-Feb-20 Live
2019-20 LIC’s New Money Back Plan-20 years 512N280V02 1-Feb-20 Live
2019-20 LIC’s New Group Gratuity Cash Accumulation Plan 512N281V03 28-Feb-20 Live
2019-20 LIC’s New Group Leave Encashment Plan 512N282V03 28-Feb-20 Live
2019-20 LIC’s Single Premium Endowment Plan 512N283V02 1-Feb-20 Live
2019-20 LIC’s New Bima Bachat 512N284V02 1-Feb-20 Live
2013-14 LIC’s  Anmol Jeevan II 512N285V01 2-Jan-14 Live
2019-20 LIC’s New Jeevan Mangal (Micro Insurance Product) 512N287V03 1-Feb-20 Live
2019-20 LIC’s Bhagya Lakshmi (Micro Insurance Product) 512N292V03 28-Feb-20 Live
2014-15 LIC’s Limited Premium Endowment Plan 512N293V01 1-Dec-14 Live
2014-15 LIC’s Pradhan Mantri Jan Dhan Yojana(PMJDY) 512G294V01 30-Jan-15 Live
2019-20 LIC’s New Children’s Money Back Plan 512N296V02 1-Feb-20 Live
2019-20 LIC’s Jeevan Lakshya 1-Feb-20 Live
2014-15 LIC”s Single Premium Group Insurance 512N298V01 20-Mar-15 Live
2019-20 LIC’s Jeevan Tarun 512N299V02 1-Feb-20 Live
2015-16 LIC’s Pradhan Mantri Jeevan jyoti Bima Yojana 512G300V01 30-Apr-15 Live
2015-16 LIC’s Group Credit Life Insurance 512N302V01 24-Jun-15 Live
2015-16 Aam Admi Bima Yojana 512G303V01 1-Jan-13 Live
2019-20 LIC’s Jeevan labh 512N304V02 1-Feb-20 Live
2015-16 LIC’s jeevan Pragati Plan 512N306V01 6-Jan-16 Live
2019-20 LIC’s Aadhaar Shila 512N309V02 1-Feb-20 Live
2019-20 LIC’s Aadhaar Stambh 512N310V02 1-Feb-20 Live
2019-20 LIC’s Jeevan Umang 512N312V02 1-Feb-20 Live
2017-18 LIC’s Cancer Cover 512N314V01 4-Oct-17 Live
2019-20 LIC’s Jeevan Shiromani 512N315V02 1-Feb-20 Live
2019-20 LIC’s Bima Shree 512N316V02 1-Feb-20 Live
2019-20 LIC’s Jeevan Shanti 512N328V02 24-Aug-19 Live
2019-20 LIC’s Micro Bachat (Micro-Insurance Product) 512N329V02 1-Feb-20 Live
2018-19 Pradhan Mantri ShramYogi Maan-dhan,2019 512G312V01 13-Feb-19 Live
2019-20 LIC’s Jeevan Amar 512N332V01 11-Jun-19 Live
2019-20 LIC’s Tech-Term 512N333V01 11-Jun-19 Live
2019-20 Pradhan Mantri Kisan Maandhan Yojana 512G314V01 6-Aug-19 Live
2019-20 Pradhan Mantri Laghu Vypari Maandhan Yojana 512G313V01 6-Aug-19 Live
2019-20 LIC’ One Year Renewable Group Micro term Assurance Product 512N335V01 18-Mar-20 Live
2017-18 Pradhan Mantri Vaya Vandana Yojana 512G311V01 13-Apr-17 Limited Period - One year from the date of launch by Govt. of India
2018-19 Pradhan Mantri Vaya Vandana Yojana 512G311V02 24-Apr-18 Open for Sale until March 2020
2016-17 LIC’s Bima Diamond 512N307V01 1-Sep-16 1-Sep-17 The product shall be available for sale upto 31st August, 2017
2017-18 LIC’s Jeevan Utkarsh 512N313V01 24-Aug-17 3-Jun-18 270 days from the date of launch
2000-01 LIC’s Bima Plus -Unit Linked Insurance Policy 512L201V01 12-Jan-01 16-Oct-05 Withdrawn
2001-02 Bima Nivesh 2001 512N202V01 20-Jul-01 15-Dec-01 Withdrawn
2001-02 New Bima Nivesh 512N203V01 29-Nov-01 18-Sep-02 Withdrawn
2001-02 New Jeevan Akshay-1 512N204V01 14-Dec-01 16-Oct-03 Withdrawn
2002-03 New Jeevan Akshay-1 512N204V02 15-Nov-02 16-Oct-03 Withdrawn
2001-02 New Jeevan Dhara/Jeevan Suraksha 512N205V01 11-Jan-02 1-Jan-12 Withdrawn
2001-02 Jeevan Anand 512N206V01 17-Jan-02 1-Jan-14 Withdrawn
2001-02 New Bima Kiran 512N207V01 1-Feb-02 17-Aug-05 Withdrawn
2001-02 New Jeevan Shree 512N208V01 4-Feb-02 26-Mar-03 Withdrawn
2003-04 New Jeevan Shree 1 512N209V01 8-Aug-03 1-Jan-14 Withdrawn
2002-03 Bima Nivesh Triple Cover 512N210V01 18-Jun-02 1-Apr-04 Withdrawn
2002-03 Jeevan Rekha 512N211V01 15-Jul-02 17-Mar-06 Withdrawn
2002-03 Term Assurance Plan (Without Profit)-Anmol Jeevan 512N212V01 16-Jul-02 1-Nov-03 Withdrawn
2003-04 Anmol Jeevan I 512N213V01 1-Sep-03 1-Dec-13 Withdrawn
2002-03 Bima Nivesh 2002 512N214V01 3-Sep-02 1-Apr-03 Withdrawn
2002-03 Jeevan Samriddi (New Jeevan Sanchay) 512N215V01 3-Sep-02 1-Mar-05 Withdrawn
2002-03 Komal Jeevan 512N216V01 7-Nov-02 28-Feb-03 Withdrawn
2002-03 Komal Jeevan 512N216V02 28-Feb-03 1-Jan-14 Withdrawn
2002-03 Mortgage Redemption Plan 512N217V01 31-Dec-02 24-Feb-03 Withdrawn
2002-03 Mortgage Redemption Plan 512N217V02 24-Feb-03 16-Nov-13 Withdrawn
2002-03 Bima Nivesh 2003 512N218V01 15-Feb-03 26-Mar-04 Withdrawn
2002-03 Group Mortgage Redemption Assurance Scheme 512N219V01 5-Mar-03 1-Sep-13 Withdrawn
2002-03 Jeevan Bharti 512N220V01 6-Mar-03 30-Jul-08 Withdrawn
2003-04 Jeevan Akshay - II 512N221V01 1-Oct-03 20-Dec-04 Withdrawn
2003-04 Jeevan Saral 512N222V01 4-Feb-04 1-Jan-14 Withdrawn
2003-04 Bima Nivesh 2004 512N223V01 26-Mar-04 21-Mar-05 Withdrawn
2004-05 LIC’s Jeevan Nidhi 512N224V01 29-Aug-04 1-Jan-12 Withdrawn
2004-05 LIC’s Jeevan Anurag 512N225V01 8-Sep-04 1-Jan-14 Withdrawn
2004-05 Jeevan Pramukh 512N226V01 13-Oct-04 24-Nov-13 Withdrawn
2004-05 Jeevan Akshay III 512N227V01 13-Dec-04 17-Mar-06 Withdrawn
2004-05 LIC’s Future Plus 512L228V01 11-Feb-05 1-Jul-06 Withdrawn
2004-05 Bima Nivesh 2005 512N229V01 15-Mar-05 1-Jan-14 Withdrawn
2005-06 LIC’s Jeevan  Plus 512L230V01 21-Jul-05 1-Jul-06 Withdrawn
2005-06 LIC’s Golden Jubilee Policy-BIMA GOLD 512N231V01 16-Aug-05 31-Mar-06 Withdrawn
2005-06 LIC’s Bima Bachat 512N232V01 18-Aug-05 1-Jan-14 Withdrawn
2005-06 LIC’s Amulya Jeevan 512N233V01 14-Feb-06 18-Feb-08 Withdrawn
2005-06 LIC’s Jeevan Akshay - IV 512N234V01 7-Mar-06 20-Sep-06 Withdrawn
2006-07 LIC’s Jeevan Akshay - V 512N234V02 10-Aug-06 10-Sep-07 Withdrawn
2007-08 LIC’s Jeevan Akshay - VI 512N234V03 7-Aug-07 15-May-12 Withdrawn
2012-13 LIC’s Jeevan Akshay - VI 512N234V04 15-May-12 17-Oct-16 Withdrawn
2016-17 LIC’s Jeevan Akshay - VI 512N234V05 17-Oct-16 1-Dec-17 Withdrawn
2017-18 LIC’s Jeevan Akshay - VI 512N234V06 1-Dec-17 24-Aug-19 Withdrawn
2005-06 LIC’s Jeevan Tarang 512N235V01 7-Mar-06 1-Jan-14 Withdrawn
2006-07 LIC’s New Bima Gold 512N236V01 4-Apr-06 1-Jan-14 Withdrawn
2006-07 LIC’s Gratuity Plus 512L237V01 2-Jun-06 31-Aug-10 Withdrawn
2006-07 LIC’s Market Plus 512L238V01 30-Jun-06 1-Apr-08 Withdrawn
2006-07 LIC’s Money Plus 512L239V01 1-Dec-06 15-Aug-07 Withdrawn
2006-07 LIC’s Jeevan Madhur 512N240V01 14-Sep-06 1-Jan-14 Withdrawn
2006-07 LIC’s Child Career Plan 512N241V01 25-Jan-07 1-Jan-14 Withdrawn
LIC’s Child Future Plan 512N242V01 25-Jan-07 1-Jan-14 Withdrawn
2007-08 LIC’s Jeevan Amrit 512N243V01 9-Apr-07 8-Dec-13 Withdrawn
2007-08 LIC’s Fortune Plus 512L244V01 23-Jul-07 1-Apr-09 Withdrawn
2007-08 LIC’s Profit Plus 512L245V01 6-Aug-07 8-Dec-09 Withdrawn
2009-10 LIC’s Profit Plus 512L245V02 8-Dec-09 31-Aug-10 Withdrawn
2007-08 LIC’s Health Plus 512L246V01 18-Dec-07 1-Jan-10 Withdrawn
2008-09 LIC’s Jeevan Bharati - I 512N247V01 1-May-08 22-Dec-13 Withdrawn
2008-09 LIC’s money Plus -I 512L248V01 12-May-08 8-Dec-09 Withdrawn
2009-10 LIC’s money Plus -I 512L248V02 8-Dec-09 31-Aug-10 Withdrawn
2008-09 LIC’s market Plus -I 512L249V01 16-May-08 12-Dec-09 Withdrawn
2008-10 LIC’s market Plus -I 512L249V02 12-Dec-09 31-Aug-10 Withdrawn
2007-08 LIC’s Amulya Jeevan - 1 512N250V01 20-Jan-08 1-Jan-14 Withdrawn
2008-09 LIC’s Child Fortune Plus 512L251V01 8-Oct-08 24-Dec-09 Withdrawn
2009-10 LIC’s Child Fortune Plus 512L251V02 24-Dec-09 31-Aug-10 Withdrawn
2008-09 LIC’s Jeevan Aastha 2-Dec-08 22-Jan-09 Withdrawn
2008-09 LIC’s Health Protection Plus 512L253V01 16-Dec-08 11-Oct-13 Withdrawn
2008-09 LIC’s  Jeevan Varsha 512N254V01 7-Feb-09 1-Apr-09 Withdrawn
2008-09 LIC’s Jeevan Saathi Plus 512L255V01 26-Mar-09 24-Dec-09 Withdrawn
2009-10 LIC’s Jeevan Saathi Plus 512L255V02 24-Dec-09 31-Aug-10 Withdrawn
2009-10 LIC’s  Superannuation Plus (Defined Contribution) 512L256V01 13-Apr-09 31-Aug-10 Withdrawn
2009-10 LIC’s Jeevan Mangal 512N257V01 4-May-09 1-Jan-14 Withdrawn
2009-10 LIC’s Jeevan Nischay 512N258V01 12-Oct-09 31-Mar-10 Withdrawn
2009-10 LiC’s Wealth Plus 512L259V01 4-Feb-10 31-Aug-10 Withdrawn
2010-11 LIC’s Group Flexible Income Plan 512N262V01 20-Jan-11 8-Oct-19 Withdrawn
2010-11 LIC’s Bima Account -I 512N263V01 28-Jan-11 24-Nov-13 Withdrawn
2010-11 LIC’s Bima Account -II 512N264V01 28-Jan-11 24-Nov-13 Withdrawn
2011-12 LIC’s Jeevan Arogya 512N266V01 23-May-11 11-Oct-13 Withdrawn
2011-12 LIC’s Jeevan Ankur 512N267V01 16-Jan-12 1-Jan-14 Withdrawn
2011-12 LIC’s Jeevan Vriddhi 512N268V01 28-Feb-12 29-Jun-12 Withdrawn
LIC’s Jeevan Vaibhav 512N269V01 28-Feb-12 18-Sep-12 Withdrawn
2012-13 LIC’s Jeevan Deep 512N270V01 23-Jul-12 1-Jan-14 Withdrawn
2012-13 LIC’s New Jeevan Nidhi 512N271V01 26-Dec-12 1-Dec-13 Withdrawn
2012-13 LIC’s Jeevan Sugam 512N273V01 20-Feb-13 10-Apr-13 Withdrawn
2013-14 LIC’s New Group Superannuation Cash Accumulation Plan 512N274V01 5-Jul-13 1-Apr-17 Withdrawn
2017-18 LIC’s New Group Superannuation Cash Accumulation Plan 512N274V02 10-Apr-17 31-Jan-20 Withdrawn
2013-14 LIC’s New Endownment Plan 512N277V01 9-Oct-13 31-Jan-20 Withdrawn
2013-14 LIC’s New Money Back Plan-25years 512N278V01 9-Oct-13 31-Jan-20 Withdrawn
2013-14 LIC’s New Jeevan Anand 512N279V01 9-Oct-13 31-Jan-20 Withdrawn
2013-14 LIC’s New Money Back Plan-20 years 512N280V01 9-Oct-13 31-Jan-20 Withdrawn
2013-14 LIC’s New Group Gratuity Cash Accumulation Plan 512N281V01 10-Oct-13 1-Apr-17 Withdrawn
2017-18 LIC’s New Group Gratuity Cash Accumulation Plan 512N281V02 10-Apr-17 31-Jan-20 Withdrawn
2013-14 LIC’s New Group Leave Encashment Plan 512N282V01 10-Oct-13 1-Apr-17 Withdrawn
2017-18 LIC’s New Group Leave Encashment Plan 512N282V02 10-Apr-17 31-Jan-20 Withdrawn
2013-14 LIC’s Single Premium Endowment Plan 512N283V01 10-Oct-13 31-Jan-20 Withdrawn
2013-14 LIC’s New Bima Bachat 512N284V01 10-Oct-13 15-Jan-20 Withdrawn
2013-14 LIC’s Amulya Jeevan II 512N286V01 2-Jan-14 5-Aug-19 Withdrawn
2013-14 LIC’s New Jeevan Mangal 512N287V01 2-Jan-14 1-Apr-16 Withdrawn
2016-17 LIC’s New Jeevan Mangal (Micro Insurance Product) 512N287V02 1-Apr-16 31-Jan-20 Withdrawn
2013-14 LIC’s e-Term 512N288V01 19-Feb-14 1-Sep-19 Withdrawn
2013-14 LIC’s Jeevan Rakshak 512N289V01 5-Mar-14 1-Nov-19 Withdrawn
2014-15 LIC’s Jeevan Shagun 512N290V01 25-Jul-14 30-Nov-14 Withdrawn
2014-15 Varishtha Pension Bima Yojana (VPBY 2014-15) 512G291V01 13-Aug-14 13-Aug-15 Withdrawn
2014-15 LIC’s Bhagya Lakshmi 512N292V01 21-Oct-14 1-Apr-16 Withdrawn
2016-17 LIC’s Bhagya Lakshmi (Micro Insurance Product) 512N292V02 1-Apr-16 31-Jan-20 Withdrawn
2014-15 LIC’s Jeevan Sangam 512N295V01 2-Mar-15 2-Jun-15 Withdrawn
2014-15 LIC’s New Children’s Money Back Plan 512N296V01 2-Mar-15 31-Jan-20 Withdrawn
2014-15 LIC’s Jeevan Lakshya 512N297V01 4-Mar-15 31-Jan-20 Withdrawn
2015-16 LIC’s Jeevan Tarun 512N299V01 24-Apr-15 31-Jan-20 Withdrawn
2015-16 LIC’s Jeevan labh 512N304V01 22-Dec-15 31-Jan-20 Withdrawn
2015-16 Lic’s Jeevan Shikhar 512N305V01 30-Dec-15 10-May-16 Withdrawn
2016-17 Varishtha Pension Bima Yojna (VPBY 2017) 512G308V01 3-Jan-17 3-Jan-18 Withdrawn
2016-17 LIC’s Aadhaar Shila 512N309V01 6-Apr-17 31-Jan-20 Withdrawn
2017-18 LIC’s Aadhaar Stambh 512N310V01 6-Apr-17 31-Jan-20 Withdrawn
2017-18 LIC’s Jeevan Umang 512N312V01 20-Apr-17 31-Jan-20 Withdrawn
2017-18 LIC’s Jeevan Shiromani 512N315V01 12-Dec-17 31-Jan-20 Withdrawn
2017-18 LIC’s Bima Shree 512N316V01 2-Jan-18 31-Jan-20 Withdrawn
2018-19 LIC’s Jeevan Shanti 512N328V01 3-Sep-18 24-Aug-19 Withdrawn
2018-19 LIC’s Micro Bachat (Micro-Insurance Product) 512N329V01 1-Feb-19 31-Jan-20 Withdrawn
2018-19 LIC’s Navjeevan 512N331V01 13-Mar-19 16-Aug-19 Withdrawn
LIC Jeevan Akshay vii Plan Review

New ULIPs to be offered for sale w.e.f 01.09.2010



Financial Year
Name of the Product
Product UIN 
In operation
Remarks, if any, by IRDA
From (opening date*)
To (closing date)
2019-20 LIC’s New Endowment Plus 512L301V02 1-Feb-20 Live
2019-20 LIC’s Nivesh Plus 512L317V01 25-Feb-20 Live
2019-20 LIC’s SIIP 512L334V01 25-Feb-20 Live
2010-11 LIC’s Pension Plus 512L260V01 27-Aug-10 1-Jan-12 Withdrawn
2010-11 LIC’s Endowment Plus 512L261V01 27-Aug-10 1-Jan-14 Withdrawn
2010-11 LIC’s Samridhi Plus 512L265V01 24-Feb-11 25-May-11 Withdrawn
2012-13 LIC’s Flexi Plus 512L272V01 28-Dec-12 16-Nov-13 Withdrawn
2015-16 LIC’s New Endowment Plus 512L301V01 1-Jun-15 31-Jan-20 Withdrawn

Riders

Riders are add-on or additional benefit that one can opt along with basic life at affordable cost. It is used to provide an extra coverage other than basic sum assured in various incidents of a life insured. LIC offering riders are listed below.



Financial Year
Name of the Rider
Rider UIN
In operation
Remarks, if any, by IRDA
From (opening date*)
To (closing date)
2017-18 Accident Benefit Rider 512B203V03 19-Dec-17 Live
2019-20 LIC’s Premium Waiver Benefit Rider 512B204V03 1-Dec-19 Live
2006-07 LIC’s Premium Waiver Benefit Rider (with Auto Cover) 512B205V01 25-Jan-07 Live
2017-18 LIC’s Accidental Death & Disability benefit rider 512B209V02 19-Dec-17 Live
2014-15 LIC’s New Term Assurance Rider 512B210V01 12-Aug-14 Live
2017-18 LIC’s Linked Accidental Death Benefit Rider 512A211V02 19-Dec-17 Live
2016-17 LIC’s New Critical Illness Benefit Rider 512A212V01 7-Nov-16 Live
2001-02 Term Assurance Rider 512B201V01 2-Jan-02 11-Aug-03 Withdrawn
2003-04 Term Assurance Rider - Modification 512B201V02 11-Aug-03 1-Jan-14 Withdrawn
2003-04 Critical Illness Rider 512B202V01 29-Sep-03 11-Oct-13 Withdrawn
2005-06 Accident Benefit Rider 512B203V01 25-Jul-05 11-Oct-13 Withdrawn
2013-14 Accident Benefit Rider 512B203V02 24-Oct-13 19-Dec-17 Withdrawn
2006-07 LIC’s Premium Waiver Benefit Rider 512B204V01 19-Jan-07 8-Dec-15 Withdrawn
2015-16 LIC’s Premium Waiver Benefit Rider 512B204V02 8-Dec-15 30-Nov-19 Withdrawn
2007-08 LIC’s Critical Illness Benefit Rider 512A206V01 1-Dec-06 11-Oct-13 Withdrawn
2007-08 Group Critical Illness Rider (Accelarated) 512B207V01 18-Jul-07 11-Oct-13 Withdrawn
2008-09 LIC Congenital Benefit Rider 512B208V01 1-May-08 11-Oct-13 Withdrawn
2013-14 LIC’s Accidental Death & Disability benefit rider 512B209V01 2-Jan-14 19-Dec-17 Withdrawn
2015-16 LIC’s Linked Accidental Death Benefit Rider 512A211V01 20-May-15 19-Dec-17 Withdrawn

Products of LIC Before the IRDAI Formation



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Financial Year
Name of the Product
Product UIN 
In operation
Remarks, if any, by IRDA
From (opening date*)
To (closing date)
1956-57 Group Immediate Annuities 512N049V01