Bharti AXA Life Insurance is a joint venture between the strong financial expertise of the Paris-headquartered AXA Group and Bharti Enterprises – One of the India’s leading business group with interests in Telecom, agriculture business and financial services.

Based on the regulatory framework prescribed for the insurance companies, AXA holds 49% of stake and Bharti holds the majority of stake 51% in the joint venture.


Managing Director & CEO Mr. Parag Raja
Foreign Partner Bharti Enterprises – 51% AXA Group – 49%
No of Issued Policies 17,70,000+ Policies issued
Contact Details Toll-free   : 1800 102 4444 Website    : BHARTHI AXA LIFE INSURANCE Mail           : SMS           : Type ‘SERVICE’ to 56677
Latest Claim Settlement Ratio 97.4% (FY 2019-20)
New Business Premium 829 Crore as on March 31st 2020
Asset Under Management 6,902 Crore as on March 31st 2020
Solvency Ratio 185.63% as on 31st MAR 2020
Vision To be the most preferred Life Insurance company for our Customers, Employees, Business Partners & Share Holders.
Mission To be a profitable top 10 Insurance Company
Year of start 2006
IRDAI registration No 130
Corporate Office Bharti AXA Life Insurance Company Limited, Unit No. 1904, 19th Floor, Prainee Crescenzo, ‘G’ Block, Bandra Kurla Complex, BKC Road, Near MCA Club, Bandra East, Mumbai – 400051.
Corporate Agents 1) Dealmoney Securities Pvt Ltd 2) Karnataka Bank Ltd 3) Airtel Payments Bank Limited 4) IIFL Wealth Finance Ltd 5) Indiabulls Housing Finance Limited 6) Bharat Capital Services Limited
Best products 1) Bharti AXA Life Premier Protect 2) Bharti AXA Guaranteed Income Plan 3) Bharti AXA Life Shining Stars 4) Bharti AXA Life Wealth Pro 5) Bharti AXA Life Triple Health Insurance 6) Bharti AXA Life Group Term Micro Insurance
Awards & Recognitions 1) Finnoviti Awards for eASE by Banking Frontiers at the 8th edition of Finnoviti Awards 2020 2) ‘Best use of technology in customer service’ award in BFSI Smart Tech Summit 2019 3) Best Insurance Company in Life insurance for claim management by CMO Confluence & Corporate Awards
  • Customer Centricity
  • Innovation
  • Team Culture
  • Integrity
  • Courage
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The company is the amalgamation of two great visionaries, Bharti Group and AXA, both come with diverse experiences and together bring a rich culture that forms the essence of Bharti AXA Life Insurance.


Bharti Enterprises was founded in 1976, by Sunil Bharti Mittal, Bharti has grown from being a manufacturer of bicycle parts to one of the largest and most respected business groups in India. With its entrepreneurial spirit and passion to undertake business projects that are transformational in nature, Bharti has created world-class businesses in telecom, insurance and foods.

Bharti started its telecom services business by launching mobile services in Delhi (India) in 1995. Since then there has been no looking back and Bharti Airtel, the group’s flagship company, has emerged as one of the top telecom companies in the world and is amongst the top three wireless operators in the world.


Bharti Airtel has operations in 18 countries across Asia and Africa. Over past few years, Bharti has diversified into emerging business areas in the fast expanding Indian economy. The group offers Life insurance and general insurance to customers across India. Bharti also serves customers through its fresh and processed foods business. The group has growing interests in other areas such as mobile internet, real estate, training and capacity building, and distribution of telecom/IT products.

Apart from the above business Bharti has an ability to forge strong partnerships. Over the years some of biggest names in international business have partnered Bharti. Currently, Singtel, IBM, Ericsson, Nokia Siemens and Alcatel-Lucent are key partners in telecom. AXA Group is the partner for the insurance business and Del Monte Pacific for the processed foods division.


The group is a French multinational insurance firm headquartered in Paris that engages in global insurance, investment management and other financial services. The Group operates primarily in Western Europe, North America, the Asia Pacific Region, and the Middle East, with presence also in Africa. AXA is a conglomerate of independently run business, operated accordingly to the laws and regulations of many different countries.


The Group founded in 1816 as Mutuellen de L’assurance contre L’incendie, it adopted the AXA name in 1985 following many and acquisition in the global markets. AXA is present in more than 100 geographies across the globe.

AXA under the stewardship of Thomas Buberl believes that the world is entering a new golden age of insurance and aims to me creative to invent new services for our customers, develop new insurance models, support new forms of mobility, adapt to healthcare developments, and more.

While accelerating innovation, AXA is rebalancing business mix, focusing on three priority growth segments: Protection, Property & casualty commercial lines, and health.

AXA is now in a position to fully embrace this new golden age of insurance, making insurance with innovation a key driver of growth. Buber believes that their purpose to empower the customers through greater peace of mind and the assurance that their lives can be safer, healthier and full of opportunities. We must   build the trust and understanding that create a strong relationship, as the bedrock of their insurance business.


Hence, we know, Bharti AXA, one of the India’s leading life insurance companies, offers various categories of products to fulfill the need of the customers. They provide protection, savings, investment, health and group plans.

The company continued to expand its operation and distribution footprint across India in the last financial year in terms of recruitment of fresh advisors and setting up of new branches, with a view to creating a large pool of productive agents. Bharti AXA has setup 25 new branches to take an enhanced distribution network of 261 branches across the country during 2019-20.

Similarly, the company’s new business premium contracted mainly due to a shortfall in March, an important month of new business in the industry, which was triggered by the Covid-19 lockdown and social distancing.

Even though, the protection continues to be a cardinal part of their differentiated product mix as it brings real insurance product to the customers and builds a safety net for the people. The prevailing situation made them to re-imagine the entire sales process from face-to-face meetings to remotely approaching the customers and closing the transaction.

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