This Acko Mobile insurance can be bought while you buy a new mobile via Amazon India website. This is a protection plan for your mobile Phone at a very nominal cost.

Lets see in detail on what the plan offers and its advantages and disadvantages.

Acko has tried to give a very competitive pricing among its competition companies.

They have a good network of mobile service providers in selected cities to give us a stree free Repairs experience. They had tried to keep their TAT of getting our mobile repaired in 7 days (Selected Cities).

What's Covered Under Acko All-Round Mobile Protection Plan

  • PHYSICAL DAMAGE - Phones and humans slip & fall.

What's Not Covered Under All-Round Mobile Protection Plan




How it works?

Just tap to schedule a repair

No paper works required, acko will arrange for a schedule of technician direct to your home!!!. The repair cost is taken car by acko subject to the plan terms opted by us.

Frequently Asked Questions

What is the Eligibility to purchase Acko All Round Protection Plan?

  • This plan can be purchased along with select mobile models in Amazon, it is pre-activated with the delivery of the mobile phone.
  • Acko mobile insurance is not available for refurbished models or second hand devices purchased on Amazon.
  • You can enjoy this enjoy cover only for selected few models and only for new mobiles

What are the benefits of buying Acko All Round Protection Plan?

Acko All Round Protection Plan is a comprehensive plan which gives complete protection for our mobile purchased via Amazon India. This plan provides us with the below benefits:

Accidental Damage: Accidental physical damage that causes Mobile to stop working

Liquid Damage: Accidentally fluid has entered its internal circuitry, resulting into Mobile not working

Free pick-up and drop for all claims and repairs including repairs covered under manufacturer’s warranty

Online repair requests for convenient repair process

Guaranteed TAT for repair of Mobiles

What is meant by Guaranteed TAT?

The TAT calculation would begin one day after the date the mobile is handed over by customer to Acko or any of its representatives or partners.

What is the city wise TAT? What happens if my repair is not completed within the stipulated TAT?

The TAT would vary from city to city as indicated below:

Tier A Cities (Mumbai, Thane, Delhi NCR, Gurgaon, Bangalore, Chennai, Hyderabad) 7 Days

Tier B Cities (Ahmedabad, Pune, Kolkata, Jaipur) 10 Days

Rest of the cities  15 Days

"Kindly note the guaranteed TAT for repair for a city may change from time to time"

What is the difference between manufacturer’s warranty and Accidental & Liquid Damage Protection?

  • Manufacturer’s warranty only covers mechanical and electrical defects to the mobile for one year from the date of purchase of mobile.
  • Acko All Round Protection Plan includes repairs to mobile in the event of any accidental and liquid damages to the mobile for one year from purchase.

What is not Covered under the Acko All Round Protection Plan?

Mentioned below are an indicative list of exclusions under the Plan:

  1. Theft or loss of mobile is not covered
  2. Any damages to the accessories
  3. Cosmetic Damages like scratches, dents or wear and tear are not covered under the plan
  4. Any damages reported within 10 days from the delivery of the mobile for which the Plan has been purchased
  5. Any damages reported after 7 days from the date of damage
  6. Plan purchased without purchase of Mobile device
  7. Mobiles that have undergone unauthorized repair are not covered
  8. Damage due to gross negligence are not covered
  9. Damage to accessories including SIM card, memory card which are not part of the original mobile are not covered

When does my Plan get active? When do the Plan benefits start?

Under the Acko All Round Protection Plan – you do not need to activate the Plan separately. Your new mobile is automatically covered from the date of delivery of the mobile or 7 days from the date of purchase of the Mobile in case the date of delivery is not available, provided the Plan has been purchased along with the mobile on Amazon.

I have purchased my device from somewhere else other than Amazon. Can I still purchase?

No, Plan is not available for sale on stand-alone on Amazon

The new mobile I purchased on Amazon had some defect and I have returned it to Amazon. I have received a new mobile now as replacement. Do I need to purchase the Plan again or do I get a refund?

The Acko All Protection Plan is a hassle-free way to manage any issues with your phone. So if you have returned the mobile purchased on Amazon for any reason, you may share the new IMEI with Acko. They will confirm the information with Amazon and your Plan benefits shall be transferred to your replaced Mobile

The mobile I received from Amazon was broken at the time of delivery. Can I get the same replaced under the Acko All Round Protection Plan?

No, in case the mobile you received from Amazon already had a defect then you must raise the same with Amazon immediately. Defect or damage raised within 10 (ten) days of delivery of the mobile are not covered under the Plan.

How many repairs are allowed during the Plan term?

Only one repair can be raised within the Plan term. The maximum amount covered is the depreciated value of the device at the time of claim.

What are the documents required for raising a repair request?

Acko All Round Protection Plan is a completely online and paperless process. Hence, no documents are required for raising a repair request on However, Acko may ask for additional documents on case to case basis if required.

Why is there a depreciation on my Mobile invoice price? When is the depreciated value of the mobile payable to me?

Every electronic device undergoes wear and tear during the course of being used by customer. Due to this, the original invoice price of the mobile gets reduced as the mobile becomes older. In order to arrive at the fair market value of the mobile, Acko uses the following depreciation grid:

Depreciation Matrix:

Age of the Covered Equipment & Depreciation Applicable

Up-to 90 days from date of delivery of Mobile 15% of Invoice Value

Between 91 days to 180 days from date of delivery of Mobile 30% of Invoice Value

181 days to 270 days from date of delivery of Mobile 40% of Invoice Value

Between 271 days to 365 days from date of delivery of Mobile 50% of Invoice Value

What is Beyond Economic Repair (BER) or Total Loss?

Beyond Economic Repair is when the estimated cost for repair of the device exceeds the depreciated value (or fair market value) of the mobile covered under the Plan. In such cases, it is prudent to refund the Fair Market Value (or depreciated Value) to customer instead of doing the repair. This helps the customer to get a better value for the damaged device instead of repairing the same. Kindly note for any settlement under BER, the damaged handset and Accessories received in the box with the handset will be retained by Acko.

What do I have to pay at the time of Repair?

Acko All Round Protection Plan is a one-time charge product. Hence, at the time of any kind of repair, you do not have to pay anything again.

How do I get a refund if I want to cancel the plan?

Cancellation and Refund is allowed as per Amazon terms and conditions for refund/cancellations. The customer has to contact Amazon Customer Support to raise a return request. Refund is processed by Amazon. Currently, cancellation of Plan is allowed within period defined under Amazon Return policy. Thereafter, there is no cancellation is allowed and therefore, there is no refund under the Plan. However, if customer has raised a repair or availed of any benefit under any of the Plan benefits any time during the term of the plan, no refund will be available even during the free return period. There is no refund under the plan after the expiry of the return period

Who do I get in touch with in case I have not received the refund under the Plan?

Please contact Amazon for the same, as all refunds are processed by Amazon for plans purchased on Amazon.

What is the Process for raising a repair request under the Plan?

You only have to visit and raise a repair request there. There are a few questions that you need to answer & enter the address from where the damaged mobile has to be picked up for repair

I had bought the mobile and the Acko Plan for a relative (spouse, family etc.) or a friend? Will the Acko Plan benefits be available to them too?

Yes, the Acko Plan covers the IMEI of the Mobile for which the Acko Plan has been purchased. Hence, even if you have purchased the Plan for someone else, the benefits under the Plan shall be available for Mobile for which the Plan has been purchased.

NOTE : All the above FAQs are copied from the acko website - since this product deals with technical details, we had better kept the wordings from the acko website exactly with only a minor changes.

Kindly read below the technical details got from the Amazon website about the Acko mobile insurance.

Technical Details

Brand Acko
Manufacturer Acko Technology & Services Pvt Ltd and
Package Dimensions 15.7 x 10.7 x 0.5 cm; 10 Grams
Item part number SKU12
Batteries Required No
Device Type Mobile
Manufacturer Acko Technology & Services Pvt Ltd and
Item Weight 10 g

Additional Information

Customer Reviews 3.8 out of 5 stars    174 ratings 3.8 out of 5 stars
Best Sellers Rank #72,669 in Electronics (See Top 100 in Electronics) #68 in Electronic Equipment Warranties
Date First Available 9 July 2020

Amazon - Acko mobile insurance review


Acko 12-month Screen Damage Protection for Rs. 349

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